top of page


Crypto Crash Signal End of Fintech?
Despite all the hyperbole, the great crypto fraud was a small game, like the party poker that many crypto enthusiasts share in common
-
Nov 25, 20229 min read


Nonbank Lenders: The Dead Pool
With the Fed doubling down on rate increases, the pressure on all manner of nonbank finance companies and fintech platforms is growing.
-
Oct 6, 20226 min read


Large Banks: QT Winners & Losers
A number of readers have asked us to talk about the winners and losers among large banks in the current interest rate environment.
-
Oct 2, 202210 min read


Interest Rates & Bank Earnings
The good news for BAC and other banks is that there is a discernable lift underway on the yield of bank balance sheets
-
Jul 19, 20226 min read


Update: Ally Financial (ALLY)
The 5-year CDS spreads for ALLY were trading 280bp over the swaps curve compared with 120bp for Citigroup (C) & 150bp for CapitalOne
-
Jul 13, 20224 min read


The IRA Top Ten Financials
Which US financial will best weather the coming equity market correction?
-
Sep 9, 20216 min read


Profile: Bank of America
We think that a strong case can be made that to enhance shareholder value, Moynihan and the BAC board ought to spin-off Merrill Lynch...
-
Jan 4, 202110 min read


The Bear Case for Mortgage Lenders
This week we make the bear case for the housing sector as several more large mortgage issuers announce IPOs....
-
Oct 5, 202011 min read


Bank Profile: Ally Financial Inc
ALLY has all of the required attributes for inclusion in The IRA Bank Dead Pool....
-
Sep 28, 202011 min read
bottom of page







.png)