The Institutional Risk Analyst

In this issue of the Institutional Risk Analyst, we feature a comment by David Stevens, CEO of Mountain Lake Consulting and former...

We anticipate that net loss rates will rise quickly from the historic lows seen over the past several years to and even exceeding 100% loss

The FHFA agenda is tantamount to a bailout for the GSEs at the expense of bank and nonbank servicers

What I emphasize to our team is stick to your knitting. If you are a grain trader, your job is to trade grain spreads.

New York | This week, The Institutional Risk Analyst releases our Q1 2020 bank earnings report, which is for sale in our online store. In...

The current mess in the housing sector is entirely the fault of Washington....

New York | In our March 22nd issue (“What Must Be Done to Support Housing Finance?”), we talked about what needed to happen in the market...

As Q1 2020 ends, the global banking industry faces a world that has been completely changed by the economic impact of the Wuhan virus,...

New York | As the US financial markets get ready for another volatile week, leaders in the mortgage finance sector spent the weekend in...

The Fed can very directly add liquidity to the domestic scene by initiating a massive program to purchase agency and government mortgages

“It is not learning, grace nor gear Nor easy meat nor drink But bitter pinch of pain and fear That makes creation think”

The panic in the media is having outsized consequences for people, companies and society.

Q: Is the Federal Open Market Committee killing America's banks? A: Yes

In a funny way the coronavirus or COVID19 took some excess air out of the obvious bubble in US equities.

New York | The rally in risk-free bonds is quickly rendering irrelevant the policy direction of the Federal Open Market Committee. We’ve...

Neither officials of the Federal Reserve Board, the US Treasury nor other agencies have ever been called to account for Deutsche Bank

We have a neutral risk assessment on BAC and will be prepared to downgrade the name should asset returns continue to fall.

New York | Last week, Goldman Sachs Group (NYSE:GS) held its long awaited investor day event. As GS says on its web site: “Our senior...

Washington | Last week, we released a paper rebutting the 2019 report by the Financial Stability Oversight Council (FSOC), which claims...

New York | In this issue of The Institutional Risk Analyst, we ponder the unfolding ninth sovereign debt default of progressive...