The Institutional Risk Analyst

The good news for BAC and other banks is that there is a discernable lift underway on the yield of bank balance sheets

In times of market volatility and suddenly ended delusions of easy money, the prudent path is to fly to quality.

Most of the banks in our surveillance group are down between 10% and 30% so far this year, but none of these are particularly cheap as yet

Even as the FOMC raises interest rates, we caution our readers to be prepared for disappointment from banks near term

The sharp rise in bank stocks in 2021 coincided with a surge in operating income due to COVID. Now we reverse that trend in 2022...

Will Fed Chairman Jay Powell fold in terms of further rate hikes if the S&P 500 falls 1,000 points in a day?

Valuations for the top five US banks are up slightly as Q1 2022 comes to an end

Why does this bank exist? What market does it serve and how will it grow in the future?

In the short-run rising interest rates and spreads will help bank earnings. But where is the next credit hot spot?

As we move into Q4 2021 earnings, keep your eyes peeled for news of restructuring of urban commercial commercial and multifamily properties

Fact is, we are all staring at computers or handsets, all of which are connected to the internet.

Many of the better managed financials that we track have become sellers of assets rather than buyers in the past several months.

In the Q3 2021 edition of The IRA Bank Book, we document the slow destruction of US bank asset and equity returns by the FOMC.

U.S. Bancorp, PNC and Truist Financial hold great value creation potential. But which is likely to realize this potential?

Growing numbers of investors are burned by mortgage stocks. Big question: Will the industry snap back due to now falling interest rates?

BAC is the worst performing bank in the top-five US commercial banks and often underperforms the average for Peer Group 1.

US banks are running at income levels that are less than half of a year ago...

We anticipate significant loan loss reserve releases back into income in Q1 2021 and thereafter as banks adjust their loan loss provisions

We have long advocated the idea of an independent mortgage bank (IMB) combining with a strong regional lender

Whenever interest rates rise, the amen chorus on Wall Street starts to warble about the benefits to banks.