Bayview Acquires Guild Mortgage
- Jun 19
- 4 min read
Updated: Jul 9
June 19, 2025 | Premium Service | Yesterday a fund controlled by Bayview Management announced that it will acquire all of the outstanding shares of Guild Mortgage (GHLD) common stock that it does not already own in an all-cash transaction valued at approximately $1.3 billion in aggregate equity value. Some observers had thought that Bayview might be for sale, but instead an investor in a Bayview fund is taking the best run purchase mortgage shop in the US private.
“The transaction has already received shareholder approval from McCarthy Capital Mortgage Investors, LLC, which holds the majority of Guild shares, meaning no further stockholder action is required,” reports National Mortgage Professional. The deal is expected to close in the fourth quarter of 2025.
This is the second major transformational M&A transaction in the mortgage sector this year and has dramatic implications for the remaining top players who have not yet found a dance partner. The drivers for these transactions are a combination of strategic factors and cost reduction, since many lenders are stretched on cash in a hypercompetitive, low-volume market for residential loans. The outlook for interest rates and mortgage volumes is not positive given the latest meeting of the Federal Open Market Committee.
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