March 12, 2022 | This week Guild Holdings Co (GHLD) reported results for Q4 2021 and the full year. GLHD is one of the older independent mortgage banks (IMBs) in the US and also one of the more stable and better managed shops. The proof of this statement is seen in the financial results of GHLD, which in 2022 illustrated that not all IMBs are the same. GHLD focuses on purchase mortgage business and does so in a way that delivers more stable volumes, more consistent gain-on-sale (GOS) margins and more even financial results through the economic cycle. Subscribers to the Premium Service of The Institutional Risk Analyst read on to find out why.
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