The Institutional Risk Analyst

Small Banks Have Big CRE Risk? Really? | Bank of America Update

The net losses disclosed by BAC and the other large banks at the end of Q4 2023 are significantly understated...

Mar 25, 20247 min read

UBS ultimately seems intent upon running off the remaining US mortgage assets, including a few billion in Ginnie Mae MSR financings

Oct 2, 20236 min read

The US banking industry has seen now two consecutive down quarters for net income caused by the Fed’s massive open market operations

Sep 11, 20233 min read

The Biden Administration has no real strategy for addressing the growing stress in the market for government insured mortgages

Aug 14, 202310 min read

If you agree with our view that the short-selling of the stock was mistaken, then the discount for SCHW is unwarranted.

Jun 21, 20235 min read

Mark Twain called Washington ''the grand old benevolent National Asylum for the Helpless'' in his classic "The Gilded Age."

Mar 21, 20235 min read

Citi has drifted through years of government ownership and weak leadership by the board of directors

Apr 22, 20216 min read