The Institutional Risk Analyst

BK and Vanguard are above the 4.9% legal limit on ownership of voting shares of a bank. This fact gives the FDIC et al the power...

We see higher credit costs, narrowing NIM and still rising funding costs squeezing the banking industry in Q1 2024...

If Mr. Otting et al do try to execute a community bank redux in the New York market, then we'd be inclined to exit the stock.

So what makes the WGA Bank Top 10 unique? Below we provide some quantitative and qualitative comments on each of the ten best US banks

FDIC Chairman Gruenberg ought to tell New York State to take over the rent controlled loans from Signature, NYCB and other lenders...

Not all banks or companies are the same and not all follow the herd.

Elizabeth Warren and progressives in Congress should support COF's purchase of Discover as a way to compete with monopoly JPMorgan

If President Trump starts talking about fixing the federal budget deficit and redeveloping moribund urban real estate, he’d win in November

We think that the whole banking industry could be driven into multiple periods of loss as they divert income to loss provisions. 

Q: What do Silicon Valley Bank, First Republic Bank, Signature Bank and New York Community Bank have in common? Auditor, KPMG.

Volatility remains perhaps the biggest risk factor today, mostly because of a lack of visibility on unexpected risks.

Net interest income at USB was down again for the fourth consecutive quarter, confirming a trend across the banking industry

As reflected in the valuations for JPM, WFC and BXMT, institutional investors are still not that concerned about commercial real est losses

If Fraser cannot articulate a coherent reason to keep the business together, a breakup may be the most sensible strategy.

Look for falling rates sooner rather than later as the Fed and other agencies prepare to resolve more bank failures in 2024.

As the public debt of the US grows, after all, the implicit claim of the Treasury on all private US assets also grows.

The Basel III proposal reflects a view of financial risks facing US banks that is decades out of date and ignores market risk

Is AFRM maturing from a hot new fintech entrant to a familiar face headed for a bank license?? Yikes.

Citigroup picked up almost 10 points of book value since the end of Q3 2023.

Simply stated, with T-bills trading significantly above the yield on RRPs, there is no reason for MMFs to leave cash at the Fed