Pinnacle + Synovus = ? Update: UMB Financial + Heartland

July 31, 2025 | Premium Service | When Pinnacle Financial Partners (PNFP) announced an all-stock transaction last week to acquire Synovus Financial Corp. (SNV), initially we were unimpressed. The markets sold off on the news and there then followed a series of stock downgrades and credit rating agency actions that were disconcerting to put it mildly. 

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