The Institutional Risk Analyst

We noted in the most recent IRA Bank Book that the Q1 2025 banking industry data from the FDIC was showing improvement in certain commercial line items, particularly non-owner occupied real estate. But is this another head fake by desperate banks trying to conceal rancid commercial real estate exposures?

If you believe that the Fed is going to keep interest rates at or above current levels through to 2024, then we have a problem....