The Institutional Risk Analyst

China and American are more linked than ever and despite the bluster of President Trump...

There are plenty of reasons to leave your current job and change careers, but there are probably even more reasons not to switch your career

In this edition of The Institutional Risk Analyst, we assign a neutral risk rating to Wells Fargo & Co, the fourth largest US bank

There is a reason why the smart money on Wall Street is creating new strategies focused on non-performing loans...

Don’t get distracted by the rising rate song from the Street. We don’t look for short or medium term interest rates to rise in the near term

This week we make the bear case for the housing sector as several more large mortgage issuers announce IPOs....

ALLY has all of the required attributes for inclusion in The IRA Bank Dead Pool....

The deflationary impact of COVID continues to ripple through the global financial system.

In November 2019 we published a negative risk profile for Citigroup Inc (NYSE:C). We reaffirm the negative risk profile...

The change in the FOMC’s stance also reflects a rebuke to the remaining conservatives within the decidedly left-of-center Fed system...

No matter who wins the presidential election in November, have no doubt that Chairman Powell is the most important man in town...

The FOMC can accelerate lending, but it cannot ameliorate either the negative impact on credit or the torrent of loan prepayments...

Regardless of who wins the White House in November, the US posture towards Beijing is unlikely to change

Quarterly net income for all FDIC-insured commercial banks fell 70% YOY...

There are many dimensions to the world of payments, some which are banal other that are vitally important

Why not simply fix the existing LIBOR? Well, that would require the folks at the Fed and other central banks to admit that they were wrong

We expect to see lending volumes slow somewhat for the balance of 2020

Falling US consumer spending is an ominous sign

March was a classic systemic event characterized by a sudden onset informational asymmetry.

Then things like #QE and #MMT will fade into memory as we embrace the reality of no longer being special...