The Institutional Risk Analyst

Yes, net loss rates in percentage terms post default are back up to 2010 levels, but the dollar volume of net charge-offs remains very low.

As and when GS can exit the loss leading credit card relationship with AAPL, the performance of the business should improve significantly.

Our bet is that the Bessent "3-3-3" plan likewise will be a failure and that the Fed will be forced to restart QE sooner rather than later

Notice that SQ co-founder Jack Dorsey styles himself as "block head" in the corp roster, a silly affectation that does not help the stock

The changes that are going to occur in Washington over the next four years will be dramatically different than during Trump I.

NYCB and the unsold rent-stabilized assets left over from the failure of SBNY are two little surprises waiting for the next POTUS.

Last year, when a lot of people were predicting the demise of SCHW, we told our readers to calm down.

Whenever you hear the magic words "blockchain" and "digital tokens," it's a good guess that whatever follows is nonsense.

If you believe that there is no recession coming in 2025, what is the logical response from an informed investment professional?

How will the sudden shift in Fed policy impact financials? Are we headed for a recession?

Axos continues to rebound after the bear raid by Hindenburg Research. AX ranked 18th in the WGA Bank Top Index in Q3 2024 vs 98th for SOFI

SCHW needs to take advantage of their strong operating leverage and repair some needless damage done during COVID by inept bank management.

In dollar terms, the moves in 2023 were tiny vs the post March rally in 2020.

In 2019, the FOMC essentially nationalized the US money markets, eliminating private price discovery for a representation of a market.

The market tantrum which began on Friday was largely over by the market close on the following Tuesday.

Direct lenders are the pawnbrokers of the 21st Century for subprime commercial borrowers, usually firms financed via leveraged buyouts.

The unrealized losses on COVID era securities remain a huge problem for banks large and small, especially if long-term interest rates rise

Big banks have big CRE exposures, too. So what drives this marvelous progression up the wall of worry?

If the run-of-the-mill Republic First interest rate mark is 13.3% of assets that is not just wiping out one bank’s 8% capital but also FDIC

The yield on BAC's $320 billion commercial and industrial (C&I) book was just 5.4% or more than 150bp below peer at year-end 2023.