June 17, 2021 | In this latest edition of the Premium Service of The Institutional Risk Analyst, we ponder the nouvelle cuisine known as artificial intelligence (AI) applied to the world of unsecured consumer lending. Upstart Holdings (NASDAQ:UPST), a portfolio company of Third Point LLC, is one of the more prominent and successful examples of machine learning applied to creating and managing unsecured credit risk. Will it work "through the cycle?" Ask us in 2025.
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