The Institutional Risk Analyst

New York | The Federal Open Market Committee cut the target for short-term funds another quarter point last night, raising the question...

New York | In this issue of The Institutional Risk Analyst, we ponder how the actions or inaction of policy makers can create systemic...

Orlando | This week The Institutional Risk Analyst is participating in the Information Exchange sponsored by Black Knight, Inc. (BKI),...

La Jolla | This week The Institutional Risk Analyst is in La Jolla for The Chairman's Conference of The California Mortgage Bankers...

New York | We had a great trip last week, participating in Ellie Mae’s (ELLI) Experience 2019 and surveying the rich (and water sodden)...

Richmond | The 10 year Treasury bond peaked in yield at just shy of 3.25% around Thanksgiving. Since then, the world’s most important...

New York | When we first heard news reports about a new investor in Deutsche Bank (DB), we of course assumed that this meant the purchase...

New York | This past week, readers of The Institutional Risk Analyst awoke to see that banking exemplar Bank of the Ozarks (OZK) had...

New York | Which are the best performing banks in the US? Equity returns for the entire industry averaged 11.4% in Q1’18, up from 9.6%...

New York | None other than Warren Buffett of investment fame started off the week complaining to Becky Quick of CNBC that there’s not...

"Al", retired Wells Fargo stagecoach pony New York | Wall Street more than bounced last week as the secular shortage of stocks quickly...

April 9, 2017 | This week brings the start of Q1 2017 earnings for many banks, large and small. In order to better inform the subsequent prognostications, we borrow a line from the Passover Seder and ask: why is this bank different from all other banks? This question is not only important to understanding bank financial performance and earnings, but also to appreciate the subtleties of the evolving regulatory narrative in Washington around big banks and “too big to fail.”