The Institutional Risk Analyst

Our bet is that the Bessent "3-3-3" plan likewise will be a failure and that the Fed will be forced to restart QE sooner rather than later

The asset returns of BOH are substandard vs its peers. We cannot discern any reason for this save management lapses.

The banking industry has segmented into a handful of above-average performers and JPM is the largest leader of these "winners"

The changes that are going to occur in Washington over the next four years will be dramatically different than during Trump I.

It’s time for the Fed to get smart on duration risk before circumstances create another money market crisis. 

Last year, when a lot of people were predicting the demise of SCHW, we told our readers to calm down.

How is Goldman going to extricate itself from this profoundly unattractive business with AAPL without destroying Apple Card?

WFC is not even out of dodge yet, but TD has cut off the fingers of one hand in yakuza style and is now headed for years of misery

In opposing Basel III, Chopra is doing the bidding of Senator Elizabeth Warren (D-MA) but big banks are very happy to have no rule at all.

The Citi decision to exit mortgage servicing perhaps made sense in 2017, but today not so much.

If you believe that there is no recession coming in 2025, what is the logical response from an informed investment professional?

The Q3 interest rate rally still leaves the industry with a negative capital position since the average securities yield is only 3%

The big story nobody is discussing is the fact that large banks led by JPM, BAC and TFC continue to sell off briskly

As the federal debt rises, bank reserves must rise as well and with it inflation.

In the third quarter of publishing the Indices, so far picking quality banks seems to matter more than following the passive ETF herd

Axos continues to rebound after the bear raid by Hindenburg Research. AX ranked 18th in the WGA Bank Top Index in Q3 2024 vs 98th for SOFI

SCHW needs to take advantage of their strong operating leverage and repair some needless damage done during COVID by inept bank management.

In dollar terms, the moves in 2023 were tiny vs the post March rally in 2020.

Banks lose money every single day by holding onto a below market security from the 2019-2021 period.

If you were really, REALLY going to do mortgage warehouse lending in today's market, KEY would be the better platform, not BNS.