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The Institutional Risk Analyst

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Q4 Earnings Update: JPM, Citi & WFC

Updated: Jan 18, 2021

New York | Last week, JPMorganChase (NYSE:JPM), Citigroup (NYSE:C) and Wells Fargo & Co (NYSE:WFC) reported Q4 2020 earnings. As the folks at KBW told The Wall Street Journal last week, it was a messy quarter, both for what was disclosed to investors and what was not disclosed. The major themes of fourth quarter results are 1) declining estimates for bank credit costs, partly due to the Cares Act and other consumer and business debt moratoria, and 2) weaker interest income and revenue for banks going into 2021.

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