The Institutional Risk Analyst

So the $200 billion asset Fifth-Third Bank (FITB) is buying $80 billion asset Comerica Incorporated (CMA)? Is this the start of a wave of similar transactions among regional banks? Hopefully not. This deal neither creates great value nor promises significant synergies, but it does make for a bigger regional bank with so-so financial metrics. Essentially FITB is rescuing CMA shareholders.

May 9, 2017 | In an October 1925, speech in Birmingham, Michigan, Senator James Couzens , the business partner of Henry Ford, sketched out a vision of "good" businessmen, who are ethical, and "bad" businessmen, who are unscrupulous in their dealings with the public, the ultimate consumer. If you protect the markets from fraud, Couzens argued, you ultimately protect the consumer. The optimistic assumption in the 1920s was that industries could be exhorted and led to ethical