The Institutional Risk Analyst

Banks | Markets | Fintech

QT & Powell's Liquidity Trap

The Federal Open Market Committee has arguably lost control of monetary policy and has placed America's banks in grave risk.

8,541 views

Interview: Scott Olson of Community Home Lenders of America

The banks have left the government market. Now Ginnie Mae seems bound and determined to drive the IMBs out of government lending as well

667 views

The Fed and Housing

Issuing CMOs via the GSEs could help the FOMC out of its trading mess, but represents a monumental irony.

1,570 views

Chris Abate: The Return of Private Mortgages

We see a bright future ahead for the private label loan market....

912 views

Update: Rising Interest Rates & Mortgage Servicing

The Fed’s chief concern is keeping the Treasury debt market open and functional. Liquidity includes cash and risk-free collateral...

689 views

The Interview: Nom de Plumber on Forbearance Risk

Sooner or later someone has to eat those forgone cash flow losses....

917 views

Nonbanks Face Labyrinth of Risk from COVID Loans

Given that IMBs now service two-thirds of all 1-4 family residential mortgage loans, the risk to the nonbanks from COVID is growing...

895 views

Jim Parrott on GSE Reform and the Road Ahead

The GSEs will never be worth more than about $250 billion regardless of how much additional taxpayer money is contributed....

576 views