R. Christopher WhalenDec 31, 20237 minEnd of Fintech? Biden GSE Release? Is AFRM maturing from a hot new fintech entrant to a familiar face headed for a bank license?? Yikes.
R. Christopher WhalenDec 15, 20237 minRates Rally Financials, But Credit Fears RemainThe key term for risk managers and investors in 2024 remains unchanged from this year: Volatility.
R. Christopher WhalenNov 17, 20236 minRecessions Signs in Texas & ChinaThe mood in the Dallas mortgage community is subdued, much like the atmosphere after an especially good party.
R. Christopher WhalenSep 25, 20236 minWill Fannie Mae & Freddie Mac Raise Guarantee Fees? With a 75bp average total gfee, would the market for private label MBS return? Or would conventional lending volumes simply crater?
R. Christopher WhalenNov 7, 20227 minBrief: The Return of Home Equity LoansEvery residential mortgage loan made in 2020-2021 is likely to be underwater by the end of 2023