R. Christopher WhalenDec 15, 20237 minRates Rally Financials, But Credit Fears RemainThe key term for risk managers and investors in 2024 remains unchanged from this year: Volatility.
R. Christopher WhalenNov 7, 20227 minBrief: The Return of Home Equity LoansEvery residential mortgage loan made in 2020-2021 is likely to be underwater by the end of 2023
R. Christopher WhalenAug 25, 20226 minUpdate: Blend Labs & loanDepot Inc.If the merger of Black Knight and Intercontinental Exchange goes through, the expanded ICE monopoly will simply give POS tools away for free
R. Christopher WhalenAug 21, 20227 minInterest Rates, FinTechs & MSRsInterest rates are starting to be very positive, and bank deposit rates are barely moving, so pretense of fintech as bank killer is over
R. Christopher WhalenFeb 7, 20224 minUpdate: PennyMac Financial and loanDepot February 7, 2022 | Last week saw the start of the reporting season for publicly listed mortgage companies, with loanDepot (LDI) and...