The Institutional Risk Analyst

Banks | Markets | Fintech

Brief: The Return of Home Equity Loans

Every residential mortgage loan made in 2020-2021 is likely to be underwater by the end of 2023

1,325 views

Update: Blend Labs & loanDepot Inc.

If the merger of Black Knight and Intercontinental Exchange goes through, the expanded ICE monopoly will simply give POS tools away for free

339 views

Interest Rates, FinTechs & MSRs

Interest rates are starting to be very positive, and bank deposit rates are barely moving, so pretense of fintech as bank killer is over

559 views

Update: PennyMac Financial and loanDepot

February 7, 2022 | Last week saw the start of the reporting season for publicly listed mortgage companies, with loanDepot (LDI) and...

314 views

Update: Rocket Companies and United Wholesale Mortgage

Growing numbers of investors are burned by mortgage stocks. Big question: Will the industry snap back due to now falling interest rates?

397 views

Update: Mr. Cooper & New Residential Investment

The big surge in income and net worth caused by the FOMC last year is rapidly ending. Winter has returned to mortgage land...

571 views

Update: Commercial, Residential Loans & MSRs

We continue to believe that issuers and funds should be accumulating conventional servicing. Rates bottomed in February...

415 views