The Institutional Risk Analyst

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Christopher Whalen

info@theinstitutionalriskanalyst.com

R. Christopher Whalen

May 4
4 min

Banks, Interest Rates & Fed Chairs

Imagine how President Joe Biden will react if Chair Powell needs to announce formal limits on access to US bank deposits.

2,215 views

Update: Truist, Charles Schwab, U.S. Bancorp & PNC Financial

R. Christopher Whalen

Jan 4
7 min

Update: Truist, Charles Schwab, U.S. Bancorp & PNC Financial

The largest banks continue to serve as a haven for refugees from crypto fraud schemes and the fintech swoon, but are not cheap

664 views

Outliers: CapitalOne, Goldman Sachs & Citigroup

R. Christopher Whalen

Dec 20, 2022
5 min

Outliers: CapitalOne, Goldman Sachs & Citigroup

Like most nonbanks (and Goldman Sachs is predominantly a nonbank), volumes are falling and funding costs are rising.

555 views

R. Christopher Whalen

Jul 13, 2022
4 min

Update: Ally Financial (ALLY)

The 5-year CDS spreads for ALLY were trading 280bp over the swaps curve compared with 120bp for Citigroup (C) & 150bp for CapitalOne

448 views

R. Christopher Whalen

Jul 7, 2022
5 min

Top Five US Banks by Market Performance

In times of market volatility and suddenly ended delusions of easy money, the prudent path is to fly to quality.

451 views

R. Christopher Whalen

Jan 27, 2022
6 min

Profile: Citigroup (C)

Why does this bank exist? What market does it serve and how will it grow in the future?

269 views

R. Christopher Whalen

Jun 8, 2021
7 min

Icons of Meme Investing

Fed Chairman Jay Powell effectively is short an equity put option to the world...

566 views

R. Christopher Whalen

Apr 22, 2021
6 min

Citigroup: Breaking Up is Hard to Do

Citi has drifted through years of government ownership and weak leadership by the board of directors

324 views

R. Christopher Whalen

Sep 28, 2020
11 min

Bank Profile: Ally Financial Inc

ALLY has all of the required attributes for inclusion in The IRA Bank Dead Pool....

791 views