The Institutional Risk Analyst

When Elizabeth Warren and Maxine Waters spoke publicly against the CapitalOne-Discover transaction, they were actually supporting the monopoly position of JPMorgan and other large banks. By opposing CapitalOne-Discover and, indirectly, supporting JPM, Warren, Waters and other progressives are actually hurting low income consumers.

Who are the two most powerful people in the Trump White House?

Some of the largest banks by assets have dropped from the top quartile into the bottom half of the distribution for the top 100 banks

Many voices in the media and elsewhere have been predicting an economic slump since 2023. Didn’t happen, but 2025 is very different.

When you see a bank with more than 10% of total assets in MBS, that's a big red flag in our book.

And just why do financial firms like HOOD, SoFi Technologies (SOFI) and Block (XYZ) talk about EBITDA in their investor materials?

Yes, net loss rates in percentage terms post default are back up to 2010 levels, but the dollar volume of net charge-offs remains very low.

The banking industry has segmented into a handful of above-average performers and JPM is the largest leader of these "winners"

Last year, when a lot of people were predicting the demise of SCHW, we told our readers to calm down.

Axos continues to rebound after the bear raid by Hindenburg Research. AX ranked 18th in the WGA Bank Top Index in Q3 2024 vs 98th for SOFI

The first comment to make is that consumer defaults are rising across the board. The only question we need to consider is the rate of change

Big banks have big CRE exposures, too. So what drives this marvelous progression up the wall of worry?

So what makes the WGA Bank Top 10 unique? Below we provide some quantitative and qualitative comments on each of the ten best US banks

Elizabeth Warren and progressives in Congress should support COF's purchase of Discover as a way to compete with monopoly JPMorgan

AXP is a premium stock that is best acquired when people think, incorrectly, that the world is ending.

In times of market volatility and suddenly ended delusions of easy money, the prudent path is to fly to quality.

Even as the FOMC raises interest rates, we caution our readers to be prepared for disappointment from banks near term

Is SQ really, REALLY worth 25x book value? Our respectful answer to that question is no.

Not all AUM is created equal. Even though GS claims to have twice the AUM of MS, it makes less than half the revenue....

ALLY has all of the required attributes for inclusion in The IRA Bank Dead Pool....