The Institutional Risk Analyst

Banks | Markets | Fintech

Interest Rates, Fintech & MSRs

Regulatory skepticism about mortgage assets could effect financing rates for lenders, which means higher mortgage rates for consumers.

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Markets Affirm the Unbearable Lightness of Fintech

When you are in a big crowd, nothing else matters.

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Fitch Downgrades US to AA+; Fintech Stocks Soar on Powell Inflation

S&P was the first to call out the growing lack of fiscal discipline in Washington, downgrading Uncle Sam in 2011

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Update: Banks & Fintechs

With inflation fears moderating, look for Buy Side managers to buy bank stocks – even if earnings remain constrained...

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Crypto Crash Signal End of Fintech?

Despite all the hyperbole, the great crypto fraud was a small game, like the party poker that many crypto enthusiasts share in common

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Large Banks: QT Winners & Losers

A number of readers have asked us to talk about the winners and losers among large banks in the current interest rate environment.

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Update: Guild Mortgage & Block Inc.

Since Block has not yet changed its ticker symbol, perhaps Mr. Dorsey will eventually change the company's name back to Square...

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Upstart Holdings: Victory for AI? Or Not...

While the progress in machine learning is impressive, horsepower in terms of computational capacity does not translate into intelligence.

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