The Institutional Risk Analyst

Banks | Markets | Fintech

What Does Washington Federal Say About Bank Earnings?

We all dodged a bullet in Q2 2023 because the repricing of assets and deposits slowed from the crazy levels seen at the end of March.

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First Take on FDIC Bank Data

If we assume that asset returns will continue to rise, but that bank funding costs will rise 5x asset returns, then US banks have a problem

1,052 views

Update: New York Community Bank

We liked the NYCB + Flagstar story prior to the transaction with the FDIC for the assets and deposits of Signature Bank.

1,130 views

Bank M2M Losses Surge in Q3 to $347 Billion

Rapidly rising interest rates in Q3 2022 pushed down the tangible capital for the US banking industry to negative $1.9 trillion

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Will the FOMC Break the Financials?

Will the market risk created by quantitative tightening (QT) tip over a large bank or nonbank financial firm?

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