R. Christopher WhalenJun 6, 20236 minAI, Automobiles & Great CitiesIf it’s artificial, then it’s not intelligent.
R. Christopher WhalenNov 25, 20229 minCrypto Crash Signal End of Fintech?Despite all the hyperbole, the great crypto fraud was a small game, like the party poker that many crypto enthusiasts share in common
R. Christopher WhalenJun 12, 20227 minQE = Supranormal Credit Risk Given the demand for safe assets, the true risk free rate today is probably less than zero. Ponder that Chairman Powell
R. Christopher WhalenJun 2, 20227 minUpdate: Upstart Holdings & Cross River Bank If investors and partner banks don’t want to buy UPST loans at current market rates, then the game is over in an originate to sell model
R. Christopher WhalenFeb 10, 20226 minProfile: NexBank Capital, Inc.Among the ten largest mortgage specialization banks, NexBank had among the best equity returns in Q3 2021