The Institutional Risk Analyst

Many voices in the media and elsewhere have been predicting an economic slump since 2023. Didn’t happen, but 2025 is very different.

When you see a bank with more than 10% of total assets in MBS, that's a big red flag in our book.

Yes, net loss rates in percentage terms post default are back up to 2010 levels, but the dollar volume of net charge-offs remains very low.

The changes that are going to occur in Washington over the next four years will be dramatically different than during Trump I.

Axos continues to rebound after the bear raid by Hindenburg Research. AX ranked 18th in the WGA Bank Top Index in Q3 2024 vs 98th for SOFI

GS saw loss provisions fall slightly in Q2 2024 to $282 million but the number was still $600 million in the first half of the year...

The first comment to make is that consumer defaults are rising across the board. The only question we need to consider is the rate of change

We remind readers that unrealized losses on securities are still a bigger problem for banks than CRE.

So what makes the WGA Bank Top 10 unique? Below we provide some quantitative and qualitative comments on each of the ten best US banks