The Institutional Risk Analyst

Banks | Markets | Fintech

Bank Industry Review & Survey Q3 2023

The US banking industry has seen now two consecutive down quarters for net income caused by the Fed’s massive open market operations

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Reverse Mortgage Bankruptcy Festers; IRA Housing Outlook

The Biden Administration has no real strategy for addressing the growing stress in the market for government insured mortgages

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Update: GS, MS, SCHW, RJF & SF

If you agree with our view that the short-selling of the stock was mistaken, then the discount for SCHW is unwarranted.

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Winners & Losers in the New Gilded Age

Mark Twain called Washington ''the grand old benevolent National Asylum for the Helpless'' in his classic "The Gilded Age."

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Citigroup: Breaking Up is Hard to Do

Citi has drifted through years of government ownership and weak leadership by the board of directors

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