The Institutional Risk Analyst

Banks | Markets | Fintech

Two Inflation Narratives; Credit Suisse & Ginnie Mae MSRs

The big take away from Q4 2022 earnings is that credit expenses are headed higher and at a brisk pace

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Flagstar Bancorp & Annaly Capital: All About Visibility

No amount of computer power can really, really enable you to predict when Fred and Wilma are going to sell or refinance their home.

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The IRA Bank Book | Q3 2021

In the Q3 2021 edition of The IRA Bank Book, we document the slow destruction of US bank asset and equity returns by the FOMC.

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Interview: Lee Smith, Flagstar Bank

We expect to see a lot more M&A activity over the next 12 – 18 months, as that’s the only way for some players to grow share.

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Profile: NYCB + Flagstar Bancorp

The combination of New York Community Bank and Flagstar creates an $85 billion bank with a national mortgage business

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